12 Free And Best Ways To Send Money To Family And Friends


In this post, I will give you a list of the best way to send money free to your family and friends. These days, Technology has made sending money easy, fast and safe. Also, there are many ways to send money using your smart devices and mobile apps. Moreover, some of these apps work with bank apps to give you a lot of ease when you send money. Let me give you the apps, processes and platforms you will use without being charged any money. Here are 12 of the best way to send money to your family.

Best way to send money

Best Way to Send Money

  1. Square cash

To send your money using square cash is free. The square cash service provides Cash tags for you to transfer money. And if your receiver has a square cash account, ask for that person’s Cash tag URL and go to that page. Also, if you the sender, have a Square cash account, sign in to your account and enter the amount you want to send, and click on “Pay”.  But if you don’t have an account, choose the payment option then follow the onscreen prompts.

Besides, you can also use the Cash app, iMessage and Siri to send money in Square cash. When you transfer money to family and friends using Square cash, it is free but limited to $250 per week. But if you verify your identity with your name, date of birth and the last four digits of your social security number, your limit rises to $2,500 in many states in the US. Another limitation is that you can only use the service in the USA and its territories.

  1. Venmo

Venmo is one of the best apps you can use to send money free and it is in this list of the best way to send money to your friends. This is a money transfer app that lets you send money and pay a collaborating business using your phone. Also, PayPal is the owner of Venmo and the app has social functions for sharing your transfer history with your friends.

But for you to transfer money free, you have to use a funding source like your bank account or the money you received from others via the Venmo app. Also, to transfer money to other Venmo users, click on the app and then select the amount and add a note and then send the money. You are allowed to send money using the Venmo website. But you cannot send any amount above $299.99 and it must be within 7 days. Like some others on this list, you can only use the app can in the US.

  1. Chase QuickPay

Chase bank provides its customers a free service to use Chase QuickPay. Also, you can confirm your account by using the code they send to your primary email address when you sign up. And the receivers of the transfer do not have to be chase bank customers. But they must create login credentials at www.chase.com/QP and verify their email address.

In addition, they have to attach a US bank account through which they will receive the bank transfer. Also, there are limits to amounts to transfer. And this depends on the kind of transfer and if the receiver has an account with Chase bank or not.

  1. Zelle

If you have an account at any partner bank to the clear Xchange network, you can use the Zelle app. This app lets you send money safely to family and friends using your bank’s mobile app. And that is why I added it to this list of the best way to send money. And to use Zelle, just add a telephone number and an email address to send money to a recipient.

Besides, this app does not share any account information. All it needs are the email and the phone number to receive or send money to or from your bank account. In addition, this app is new in the market, and more collaborating banks are joining. The banks that have joined include Ally Bank, Bank of America, Capital One, Chase Bank, US Bank and Welles Fargo. But if your bank is not a partner to the Zelle app, you can send and money by registering at the clear Xchange.com.

Best way to send money

  1. Popmoney

Popmoney provides you one of the easiest ways to send money by mobile devices or by email if your bank, is participating with the Popmoney. The participating banks include Ally Bank, TD Bank, Fifth Third Bank, Regions Bank, U.S Bank, and Wells Fargo. You can also send money free if a Popmoney user sends you a request. Otherwise, you pay 95 cents to make a transfer.

Also, the receiver does not need a Popmoney account to receive money. They will get a text or email that you are sending money to them. But the receivers need to provide their bank account details, and in 3 days the money will be paid into their account.

  1. Paypal

Here is another popular app that is one of the best way to send money that many people use. If you have a personal PayPal account you can transfer money free to another person’s account. Also, you can fund your PayPal account, by paying money through your credit or debit card. Any time you want to send money, just enter the name of the recipient and his mobile phone number or their email address. And then enter the exact amount you want to send.

You may also use the PayPal website or paypal app to send funds to the recipient’s PayPal account. Also, if the receiver has a paypal.me link, then use that link and type in the exact amount you want to send.

Besides, it is free to transfer money using PayPal but when you withdraw the money, you will be charged a 2.9 percent fee for using a credit card or debit card. Finally, you can also transfer money internationally and pay a fee that depends on the country you send the money to.

  1. Facebook Messenger

These days you don’t use Facebook Messenger for chatting only. You can also use the app to send money using the message and chat functions. To send money free, click on the dollar sign and choose “Next” to add the debit card information, and then click on “Pay” to finalize the transaction.  However, the receiver has to add a debit card to gain access to the money. But the money will be available to the receiver in three days’ time. Also, the app limits sending and receiving money to the US only.

  1. Google Wallet

Google Wallet is one of the free services, and part of the best way to send money to your family and friends safely. This app allows you to send money to anybody by their email address or phone number. Also, the money you are sending must come from your debit or credit card which you have linked to the Google Wallet.

Besides, the receiver does not need a Google wallet to get access to the money you transferred. All they need to do is to have a Google account plus debit or bank account, to receive the funds transferred to them. Moreover, the app does not charge any fee when you use it. But is limited to the US for receiving and sending money.

Best way to send money

  1. Dwolla

This application will send money from your account straight to the recipient’s account that they have selected for the transaction. Also, if you transfer less than $10 it is free. But you have to pay .25 cents for any amounts that are above that amount. Moreover, the app safely transfers money by using the Automated Clearing House facility.

And, you can transfer $5,000 from your Dwolla account or bank account that you have linked to the app. Furthermore, you can use the receivers Dwolla ID, email address and phone number to complete the transaction. But if the recipient does not have a Dwolla account, they will get a prompt to create an account before they can receive the money. But this service like most of the others in this list is limited to users in the US.

10. Bank Transfer

Most banks provide electronic transfer of money by ACH. Some may charge you if you transfer money. But when you transfer money to other bank accounts within the bank, it is free. Most online banks offer this service free, unlike some traditional banks. But Chase Bank does not charge a fee for this service.

11. Cash

Cash is no doubt the best way to send money to family and friends because it is liquid and easily transferable. In a consumer payment study carried out by Total systems services in 2016, they discovered that for payments between individuals, they prefer cash. Also, people that are 18 to 24  and those that are 55 to 64, prefer to receive cash. This study then concludes that cash is the original method for making a payment.


This article gave you a list of the best way to send money to your friends and family. From this post you see many ways you can send money to your family.  Also, you can use mobile devices and apps, that were created to make it safe and fast to transfer money free. Try any of these apps and give feedback on user experience on this website.

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